We build a structured plan to resolve unsecured debt, negotiate it account by account, and put every fee and every timeline in writing before you agree to anything.
Every situation gets reviewed on its own terms. Not every option suits every person, and we say so before anyone enrols.
We work enrolled accounts directly with creditors to settle them for less than the full amount owed.
Funds sit in a dedicated account in your name. Nothing moves to a creditor until you approve the settlement.
A named point of contact for the length of the programme, so questions get answered by someone who knows your file.
We go through the balances, the income and the timeline, and tell you honestly whether a resolution programme is the right route.
You get it in writing: the enrolled accounts, the monthly figure, the expected duration and every fee, before you commit.
We work each account and bring you offers as they land. You decide which settlements to accept.
The first conversation costs nothing and commits you to nothing. If this is not the right route for you, we will say so on the call.